Closing Cost Calculator

Estimate the cash you'll need at closing beyond your down payment — lender fees, title, and fixed costs.

Your details

Home price$Loan amount$Lender/title fees%Percentage-based fees on the loan (origination, title, etc.).Flat fees$Appraisal, inspection, recording, and other fixed costs.

Total closing costs

$7,900.00

% of home price: 1.98%
Percentage fees: $6,400.00

Percentage vs flat fees

Percentage fees: $6,400.0081%
Flat fees: $1,500.0019%

Total closing costs$7,900.00

Formula

Closing costs = loan × fee% + flat fees. Typical US closing costs run 2–5% of the home price.

Sources & methodology

•CFPB — understanding closing costs — CFPB

Last updated: 2026-07-20

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