Terms of Service

By accessing or using Numveo, you agree to be bound by these Terms of Service and our Privacy & Cookie Policy. If you do not agree, do not use the site.

Numveo provides free financial calculators and educational content for general informational purposes. You may use them for personal, non-commercial purposes. Results are estimates generated from the inputs you provide and the assumptions described on each page.

The calculators and content do not constitute financial, tax, legal, investment, or accounting advice, and are not a substitute for advice from a qualified professional who knows your circumstances. See our Disclaimer.

We work to keep formulas correct and rate tables current, but we make no warranty that results are accurate, complete, or up to date, and the site is provided “as is” and “as available” without warranties of any kind. Tax and other rates change; verify important figures against official sources.

To the maximum extent permitted by law, Numveo and its operators are not liable for any loss or damage arising from your use of, or reliance on, the site, the calculators, or their results.

The site’s content and software are protected by applicable law. Embeddable widgets and the public API, where offered, are subject to any additional terms published with them. The site uses third-party services (e.g. Google Analytics and AdSense) subject to their own terms.

We may update these terms from time to time. Continued use after changes take effect constitutes acceptance of the revised terms.