College Savings (529) Calculator

Project a 529 or college fund from current savings and monthly contributions, with tax-advantaged growth.

Your details

Current savings$Monthly contribution$Annual return%Years until college

Projected balance

$145,573.62

Total contributions: $74,800.00
Investment growth: $70,773.62

Contributions vs growth

Contributions: $74,800.0051%
Growth: $70,773.6249%

Projected balance$145,573.62

Formula

Future value = current savings compounded monthly, plus the future value of monthly contributions.

Sources & methodology

•U.S. SEC — 529 plans — SEC

Last updated: 2026-07-20

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