Cash Back Calculator

Estimate the annual rewards a cash-back card earns on your everyday spending.

Your details

Monthly spending$Cash back rate%

Annual cash back

$480.00

Monthly: $40.00
Annual spending: $24,000.00

Annual cash back$480.00

Formula

Cash back = spending × rate. Annualized over 12 months.

Sources & methodology

•CFPB — credit cards — CFPB

Last updated: 2026-07-20

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